A stablecoin business account, with a real IBAN.
Obliqo gives companies a euro IBAN, SEPA Instant, card issuing, and MiCA-authorized USDC and EURC balances in one platform. It is an alternative to a traditional business bank account, built for treasury that moves across fiat and stablecoin rails.
- Segregated business IBAN in your company name
- Multi-user roles, approvals, and audit trail
- Batch payouts in fiat or stablecoin
- Treasury API for reconciliation
- USDC and EURC under MiCA; USDT via the VASP leg
- Hybrid settlement for commodity and mining workflows
The full stack of modern money.
Custody, conversion, settlement, and acceptance, all in one account.
Hybrid custody
Users choose between managed custody, shared custody, and full self-custody for any portion of the balance.
Cold-wallet connection
Users connect a hardware wallet and move funds between cold storage and the spendable balance inside Obliqo.
Fiat and stablecoin conversion
Convert between fiat and MiCA-authorized USDC or EURC inside the same balance, with spending and settlement in either.
Global payment processing
Obliqo connects to the payment rails users and counterparties already use in their countries.
European licence backbone
Obliqo operates through regulated VASP, EMI, and PI entities in Europe.
Instant and next-day settlement
Transfers settle at network speed, with same-day or next-day availability depending on the rail.
Individual rails per leg
Each transaction can use a different fiat rail and a different stablecoin rail, allowing per-leg cost optimization.
Allocated metal vaults
Obliqo holds LBMA-grade gold and silver in segregated, insured, and audited vaults registered to the account holder.
Three European licences.
Obliqo operates through licensed entities across Europe, with treaty-backed structuring.
Virtual Asset Service Provider
Crypto custody, exchange, and on and off-ramp services under a regulated European framework.
Electronic Money Institution
Electronic money issuance, IBAN accounts, and card issuing across the European Economic Area.
Payment Institution
Payment processing and acquiring rails for inbound and outbound transactions.
Join the waitlist.
Sign up for early access. Obliqo uses the email only for launch sequencing and does not share it.