Common questions about Obliqo.
Quick answers on accounts, MiCA, stablecoins, IBANs, custody, allocated metals, and industry workflows.
Is Obliqo a bank?
No. Obliqo is a financial technology platform, not a bank. Accounts, cards, custody, and on and off ramp services are provided through licensed EMI, PI, and VASP entities in Europe. For many companies it serves as an alternative to a traditional business bank account.
Which stablecoins does Obliqo support, and how does MiCA apply?
USDC and EURC are supported as MiCA-authorized e-money tokens inside the regulatory perimeter. USDT is supported as a secondary rail through the VASP leg and sits outside the MiCA EMT scope.
Do business accounts come with a real IBAN?
Yes. Business accounts are issued with a segregated IBAN in the company's name, with SEPA Instant for inbound and outbound euro transfers and Visa and Mastercard issuing.
Can I self-custody my stablecoin balance?
Yes. Users choose between managed custody, shared custody, and full self-custody for any portion of the balance, and can connect a hardware wallet.
How does Obliqo store gold and silver?
Obliqo holds LBMA-grade physical gold and silver in segregated, insured, and audited vaults, registered in the account holder's name. Metal can be converted to USDC, EURC, or fiat inside the app.
How does hybrid settlement work for commodity traders?
A trade can settle the fiat leg on SEPA, SWIFT, or a local rail, and the stablecoin leg on USDC, EURC, or USDT. Each counterparty can be paid on its preferred rail, with FX hedged in stablecoins and reconciled in a single treasury view.
Where is Obliqo available?
Obliqo is available to private and business users in the European Economic Area at launch, with additional jurisdictions on the roadmap. Availability of specific services varies by country and is subject to regulatory approval.
How do I join the waitlist?
Enter your email anywhere on this site. The only required field is the email address. Optional segmentation helps sequence onboarding.
Join the waitlist.
Sign up for early access. Obliqo uses the email only for launch sequencing and does not share it.